Our Services
You can see our fees before you talk to us. We know that uncertainty creates anxiety, so we're upfront about everything.
Our three service tiers reflect different levels of support intensity, not quality. Every client receives the same professional expertise and comprehensive advice. What varies is how much contact, structure, and hands-on support works best for you.
Then $2,700 for each later 12-month agreement
For those with stable routines who thrive with quarterly check-ins and structured independence.
What this looks like
We build your plan with you. You follow it between meetings, and every quarter we meet to check progress and adjust it.
Then $4,400 for each later 12-month agreement
For those who benefit from more frequent contact and additional structure to stay on track.
What this looks like
We meet every month to work through your next steps and pick up problems early. Reminders and phone support help between meetings.
Then $7,800 for each later 12-month agreement
For those navigating significant executive function challenges, burnout, or life transitions who need comprehensive support.
What this looks like
We work through the tasks with you, step by step, rather than handing you a list. You can meet every fortnight if you need to.
Your first 12 months include the one-off work to build your plan: the NeuroMoney questionnaire and your profile, your financial plan and Statement of Advice, and putting the advice you accept into place. Later agreements cover your meetings and support, so they cost less.
In 2025, the median yearly fee for ongoing financial advice in Australia was $4,668.* Our later-year fees for Foundation ($2,700) and Comprehensive ($4,400) are both lower, with meetings every quarter and every month.
*Adviser Ratings, Australian Financial Advice Landscape report, 2025.
You start with a $550 discovery and goals phase. You pay it after it is done, and it comes off your first-year fee if you go ahead.
How paying worksEvery tier includes the same adjustments to how we communicate, meet and present information. The tiers differ in how much contact and hands-on help you get.
All fees include GST. You pay a deposit when you engage us and the balance after we present your advice. Each agreement runs for 12 months, and nothing renews automatically.
Response times are in business days, Brisbane time (AEST).
Life isn't one-size-fits-all, and neither is financial planning. If your situation includes additional complexity, we add transparent modular fees rather than pushing you into a higher tier than you need. We confirm any add-on fees in writing at the end of the discovery and goals phase, before you choose a tier.
Hands-on Planning: No add-ons required. This tier includes all complexity as standard.
Not sure which tier suits you? Here's a simple guide:
Works well if you have relatively stable income and routines, feel comfortable with quarterly contact, and mainly need expert advice with some accountability structure.
Is a better fit if your income or capacity varies, you benefit from regular check-ins to stay on track, or you've found yourself falling behind with financial tasks despite good intentions.
Is designed for those experiencing significant executive function challenges, recovering from burnout, navigating major life changes, or wanting someone to work through financial tasks with you rather than just advising.
If you're adding three or more complexity items to Foundation or Comprehensive, it often makes sense to move up a tier instead. We'll always recommend what genuinely fits your situation.
You can see what you will pay, and when, before you start.
We gather your financial details with you and hold a goals meeting. You pay after both are done. If you go ahead with a tier, the $550 comes off your first-year fee. If you decide not to, you keep a written summary of your finances and goals.
The rest of your first-year fee is paid as a deposit when you engage us, and the balance after we present your advice.
Fees are usually paid in one amount. If that isn't possible for you, we can agree a payment arrangement with you individually.
If cost is a barrier, please reach out. We'd rather have a conversation than have you assume we can't help.
We only view your accounts, or make payments you ask for, with your signed authority. Dorset Wealth Management, our licensee, carries out any trades. Everything we do, we do with you.
